2nd Mortgages are a fantastic tool.  These mortgages allow you to keep your original Mortgage intact thus avoiding a payout penalty.  2nd Mortgages are very useful when you have equity in your home and are in need of money.  You can use these mortgages for just about any reason;

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Quick Facts - Benefits

• Debt Consolidation

• Pay off Collections

• Pay off Judgments

• Clear up a revenue Canada debt

• Get your house out of foreclosure

• Reduce monthly payments

• Improve credit rating

• Pay off your credit cards

• Not reliant on Credit

• Not reliant on income

• And much, much more.