top of page
Search


Blog Post: Bank of Canada Holds Overnight Lending Rate at 2.75% Amid Global Uncertainty
After seven consecutive rate cuts, the Bank of Canada holds its overnight rate at 2.75%—keeping the prime lending rate at 4.95%. With...
Shawn Mooney
Apr 162 min read
0 views
0 comments


What is a First-Time Home Buyer?
Taking the leap into homeownership is a major milestone, but did you know there are specific benefits designed for first-time home buyers...
Shawn Mooney
Apr 152 min read
1 view
0 comments


🚨 New Product Alert: A Smarter Way to Tap into Home Equity 🏡💰 "Short-term home equity loan"
🚨 Unlock Your Home’s Potential! 🏡💰 Discover a new way to access your home’s equity—without monthly payments! Whether you need...
Shawn Mooney
Apr 82 min read
1 view
0 comments


📋 Filing a Dispute with Equifax: Essential Insights and Steps 🔍
💳💡 #CreditScore #FinancialTips #MortgageReady" "Correcting Credit Report Errors" Recently, I received a copy of my personal credit...
Shawn Mooney
Mar 172 min read
2 views
0 comments


Bank of Canada Rate Announcement: A Welcoming Relief for Borrowers
Understanding the Impact of Bank of Canada Rate Announcements on Home Financing This morning, the Bank of Canada announced a reduction in...
Shawn Mooney
Mar 121 min read
3 views
0 comments


Unlocking the Reality of Mortgage Pre-Approvals: Insights from a Broker 🔑🏦
🚨 Attention Homebuyers! 🚨 From a mortgage broker's perspective, pre-approvals aren't worth much more than the paper they're printed...
Shawn Mooney
Mar 32 min read
3 views
0 comments


Why You Shouldn't Wait When You're Close to Your Mortgage Renewal 🏡
Have you ever wondered why your bank doesn’t offer you the best rate from the get-go? 🤔 It might come as a surprise, but banks often...
Shawn Mooney
Feb 251 min read
3 views
0 comments


Mortgage Renewal Tips: The Benefits of Consulting a Mortgage Broker Before Renewal
Why Contacting a Mortgage Broker Before Renewing Your Loan Can Save You Money and Stress 💰😌 Mortgage Renewal Tips: There are many...
Shawn Mooney
Feb 122 min read
3 views
0 comments


Tax Season is Quickly Approaching: Mortgage Broker assistance for Mortgage Qualifying Before Filing Taxes
As tax season approaches, it's the perfect time to evaluate your financial situation and explore new opportunities. One such opportunity...
Shawn Mooney
Feb 42 min read
0 views
0 comments


Rule Change Alert: Increased Mortgage Competition
Effective December 15th, 2024, new rule changes will even out the playing field. Current Rules Under the current rules, when you apply...
Shawn Mooney
Sep 19, 20242 min read
2 views
0 comments


Rule Change Alert: Increase to the Insured Mortgage Price Cap
Insured Mortgages are currently capped with a maximum purchase price of $1,000,000. What this means is that you cannot purchase a house...
Shawn Mooney
Sep 19, 20241 min read
0 views
0 comments


Rule Change Alert: Extended Amortization Periods for New Builds
Effective December 15th, 2024, amortizations on insured mortgages will increase from 25 years to 30 years. Previously it was implemented...
Shawn Mooney
Sep 19, 20241 min read
0 views
0 comments


Deciphering Mortgage Rates: Fixed vs. Variable Interest Explained
Did you know that the Bank of Canada’s Rate announcements don’t have any impact on the fixed rates at all? I get several inquiries a day...
Shawn Mooney
Jun 26, 20242 min read
9 views
0 comments


Mortgage Rates are Complicated: Different Types and What they Mean to You
A short read to explain the different mortgage rate types and how they can impact the type of rate you get.
Shawn Mooney
Jun 18, 20242 min read
23 views
0 comments


Handy Renovation Tips
Check out these Handy Home Renovation Tips and the Impact they could have on your homes Value!! 1. Make a Plan Make a list of all the...
Shawn Mooney
Mar 15, 20232 min read
1 view
0 comments


BREAKING NEWS: BOC Leaves Overnight Lending Rate Unchanged
BREAKING NEWS: For the first time in a year, the Bank of Canada has left its overnight target rate unchanged, keeping it at 4.50%. This...
Shawn Mooney
Mar 8, 20231 min read
0 views
0 comments


Tax Season has officially kicked off!
The Do’s and Don’ts of Filing your upcoming taxes you should know! Now that we are in to the 2022 Tax Season, it is a really good time to...
Shawn Mooney
Feb 27, 20232 min read
7 views
0 comments


Bank of Canada Increases Rate Today
Bank of Canada Announced Another Rate Increase Today Is this the beginning of the end of the Bank of Canada’s rate hikes? Today the Bank...
Shawn Mooney
Jan 25, 20231 min read
5 views
0 comments


Get off to a Great Start by going Debt-Free!
You Can Get Out of Your Debt-Cycle by Using Your Home Equity Credit Card debt, lines of credit, loan payments and interest payments could...
Shawn Mooney
Jan 18, 20231 min read
1 view
0 comments


Have you Taken a Look at your Financial Picture Lately? 🏘️💵
These days it is more important than ever to take a good look at your overall financial picture. An annual review of your Mortgage can...
Shawn Mooney
Sep 21, 20222 min read
0 views
0 comments
bottom of page