How much longer do you plan to live there?
Could you use a little extra money for renovations?
Could you use some money to pay off some debts?
Are the payments a little too high, or are they a little too low?
Would you like to pay off your mortgage faster?
At the end of the day there are several considerations for your upcoming mortgage renewal. Your renewal is the perfect time to consider these questions and more as you can re-negotiate a new mortgage and avoid any kind of penalty.
Whatever your needs are I would like to make sure you are well looked after for the renewal of your mortgage. I will work with you to make sure you are getting the right mortgage for you.
P.S. Ask us about a no fee transfer. You may qualify to move your mortgage with the best rate to a new lender for FREE!!!