Maximize Your Mortgage Renewal
Don't Just Sign. Negotiate.
At Shawn Mooney - Mortgage Architects, I view your mortgage renewal as a crucial financial opportunity, not just a paperwork formality.
Many homeowners simply sign their lender’s initial renewal offer out of convenience, often accepting a rate higher than the open market. Don’t just accept your bank's first offer. Let me help you explore better options, create competition for your business, and potentially save you thousands of dollars over your next term.
Benefits of an Expert-Led Renewal
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Potential Savings: Lenders often offer their existing clients "convenience rates" that are higher than their best rates. A quick conversation with me can help you secure a rate that reflects your true value as a borrower.
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Improved Terms: This is the ideal time to reassess your amortization and payment frequency to pay down your mortgage faster or lower your monthly cash outflow.
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Product Restructuring: Adjust your mortgage to suit your current life stage. This is the perfect time to incorporate a Home Equity Line of Credit (HELOC) or remove a co-signer from the title.
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Streamlined Process: I handle the negotiations and paperwork, making the switch to a better lender simple and stress-free.
Why Renew with Shawn Mooney?
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Expert Advice: With over two decades of experience, I provide personalized guidance tailored to your long-term financial goals, not the bank's quarterly targets.
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Access to Multiple Lenders: I work with a wide range of lenders to compare your current bank's offer against the entire market.
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Comprehensive Support: From the initial rate check to the final signing, I offer full support and answer any questions you may have.
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Mobile Service: Enjoy the convenience of professional advice that comes to you, with flexible hours to fit your schedule.
Quick Facts
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Free Consultation: Discuss your renewal options without any obligation.
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Lender-Paid Compensation: In most cases, the new lender pays my commission. You get expert negotiation at no cost to you.
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Best Rates: Access to the most competitive rates on the market.
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Alternative Solutions: If your financial situation has changed (e.g., self-employment or credit issues), I can find alternative solutions that traditional banks may deny.
Mortgage Tools & Calculators
Additional Resources
From the Blog:
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[Link] Why You Shouldn't Wait When You're Close to Your Mortgage Renewal
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[Link] Mortgage Renewal 101: Don’t Just Sign the Paper!
Contact Me Today
Ready to maximize your mortgage renewal?
Contact Shawn Mooney at Mortgage Architects to learn more about how we can help you achieve the best terms for your mortgage. Let me guide you through the process and ensure you get the best mortgage solution for your needs.
